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| • | are owned by its entrepreneurs, managers, stuff and former stuff. |
| Or cooperatives and non-profit entities; Co-operative, public and non-profit co-owners; | |
| • | are either debt-free or want to become so. |
| • | be in harmony with nature and the environment (do not harm to the environment). |
| • | do not sell unhealthy products to their customers. |
| • | are fair to their workers (fair wages and good working conditions, profit share). |
| • | The capital is not locked forever. Regular repayments, mostly monthly; | ||
| • | The cooperative shares are value-secured against inflation. | ||
| • | Protection against loss, no total loss at a company failure; | ||
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